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The main difference is the amount of information provided in the free yearly credit report that you get every year as part of the fair credit reporting act.

The 3 credit reports you can get every year come from Trans Union, Equifax, and Experian.

The first thing any lender wants to know is if you’ve paid your credit accounts on time.

A longer credit history indicates that you’re an experienced borrower worth lending money to.

Upgrade to a premium Credit Sesame plan for credit report info from all three bureaus: Trans Union, Experian and Equifax.

Lenders will want to know you credit report and score to determine your ability to hold a loan.

A free Credit Sesame account utilizes information from Trans Union, one of the three credit reports from the major national credit bureaus.

Being years into paying down an auto or home loan, for example, makes a favorable impression on your credit score.

It’s never too late to start building a credit history, to show lenders that you’re an experienced, trustworthy borrower.

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